Smart Currency’s Regular Payment Plan can save you money on all your overseas payments.


Smart Currency Exchange is able to help you save money on any transfers even after you have completed the purchase of your Portuguese property.  Many clients find that they need to transfer funds from the UK to Portugal on a regular basis – whether this be to pay your Portuguese mortgage, to ensure receipt of your pension, or simply sending over the funds from renting out your UK property. Smart Currency Exchange’s Regular Payment Plan can streamline these transfers for you, and take then out of our hands.

The Plan will ensure you will never miss a payment, thanks to an automated standing order system that you can set up (at no extra cost), and with each payment set up at intervals determined by you for your convenience. As a standing order, rather than a direct debit, your first payment can be in your Spanish bank account within days.

Smart Currency Exchange’s Regular Payments Plan works well with their Forward Contract tool; this gives you the chance to fix your exchange rate for a certain period of time, allowing you to plan your budget with price certainty. This is particularly helpful during periods of currency volatility as you can be rest assured that you will always get the same amount of money, no matter what the exchange rate is doing.

Why use Smart Currency Exchange’s regular payment plan?

  • Easy set up and automated service
  • No penalties for small transfers
  • ‘Fixed’ exchange rate option
  • Expert personal finance
  • No contract tie-in

To find out how much Smart Currency Exchange could save you on your regular payments, call Smart Currency Exchange on 020 78980541 or click here for a free, no-obligation quote.

Smart Currency Exchange Ltd is authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 (FRN 504509) for the provision of payment services. Smart Currency Exchange Ltd is authorised and regulated by HM Revenue and Customs under the MLR no. 12198457. The information in this report is provided solely for international purposes and should not be regarded as a recommendation to buy or sell. All information in this report is obtained from sources believed to be reliable and we make no representation as to its completeness or accuracy.

Further reading for Buying In Portugal


Viewing Guide

Finding the right property can be a challenge. What do you need to think about early on?



Hidden Costs

The price of the property as listed is never the price that you will end up paying. There are a host of other costs.


Legal Matters

Buying a property in Portugal has very different legal requirements to the UK.


Currency Zone

Did you know that you could save thousands of pounds when emigrating by using a currency specialist?